![]() Need an appraisal for an FHA-backed mortgage? Call DeltaRockDeltaRock is GA state certified and on the FHA Roster of approved residential appraisers. If you have an FHA-insured loan, be sure to call DeltaRock, as we are approved and qualified to perform FHA appraisal reports. Part of the ongoing training our staff at DeltaRock completes deals exclusively with comprehending the FHA's documentation and their rules and procedures. If you need an appraisal for an FHA loan, please contact us, and we'll be able to help you right away. The FHA is the Federal Housing Administration, which is a federal organization in the United States Department of Housing and Urban Development (HUD) - if your financial transaction is an FHA loan, it means it is underwritten by them. No part of the loan is provided by the FHA; what the FHA does is ensure that the loan is taken care of in case the borrower doesn't pay their loan. Low-income and moderate-income consumers benefit from an FHA-secured financial transaction; the point of the Federal Housing Administration is to aid credit-worthy potential buyers to meet expectations and requirements for lenders that they otherwise would not. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. The loan programs that the FHA offers are incredibly useful to purchasers with less starting income. |